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This information is general advice only and does not take into account your individual needs, objectives or financial situation. Before acting on it or making a decision, consider whether the advice is appropriate for you, and read the Combined Product Disclosure Statement (PDS) and the Financial Services Guide (FSG). The PDS contains important information which will help you understand the product, including what's covered and what's not covered. The Target Market Determination (TMD) for the product is available on our website at apia.com.au/policy-documents. 

The ways in which your personal information is collected, used, secured and disclosed are set out in the respective privacy policies of TAL and Apia, which are available free of charge on request.

You voluntarily consent and agree for Apia and TAL group of companies ('we' or 'us' collectively or singularly/separately where the context requires) to offer, invite you to apply or promote and market (including via telephone where we have your valid consent) our products (including life and general insurance) and services under the Apia brand to you. Your consent shall remain in effect in accordance with relevant law or until you tell us otherwise. For more information about our marketing practices please refer to the ‘Your Privacy’ section of the PDS/FSG and our privacy policies. If you do not want to receive telemarketing calls (i.e. withdraw your request to receive marketing calls), or any information on other products (including life and general insurance) or services offered under the Apia brand by us or the insurer, please contact us on 1300 340 655 or email customerservice@apialifeinsurance.com.au.

Apia Funeral Insurance is issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life or insurer) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL Life is not part of the Suncorp Group. TAL Life uses the Apia brand under licence from the Suncorp Group. TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct) has been authorised under an arrangement with the insurer to enter into, vary or cancel insurance cover on behalf of the insurer as if it were the insurer. TAL Direct and TAL Life are part of the TAL group of companies.